Risk Insights

Key Features

Risk Insights provides a complete financial overview through several key checks, all delivered in seconds.

• Risk Score: Get an instant summary of a customer's financial risk with a simple score from 0 to 100. This allows you to quickly identify low-risk applicants and speed up approvals.
• Income Check: Automatically verify all of a customer's income sources without needing to collect payslips. This feature confirms how much and how regularly they are paid.
• Affordability Check: Understand a customer's true spending power. This check calculates their disposable income by looking at their regular expenses, like rent and bills, giving you a clear picture of what they can comfortably afford.
• Indebtedness Check: See a full picture of a customer's existing debts. This feature identifies all current loans, credit lines, and buy-now-pay-later commitments in one place.
• Creditworthiness Check: Gain insight into a customer's financial habits. This check looks for patterns in their transaction history, such as responsible financial management or potential red flags like returned payments.

Why It Matters for Your Business

By using Risk Insights, you can:

• Make Faster Decisions: Reduce application processing time from days to seconds.
• Improve Accuracy: Base your decisions on real-time data, not outdated reports.
• Enhance Customer Experience: Offer a smoother and more transparent application process.
• Reduce Risk: Better identify potential risks to lower default rates.

For full product details, check our flyer below or visit:
https://qwist.com/en/products/assess/risk-insights/

To try out the product, visit:
https://demo.qwist.cloud/